If you’ve been in a car crash, do not give a recorded statement to the at-fault party’s insurance company! How do I know this? My name is Kimmy Hogan, a partner at the law firm of Fasig Brooks in Tallahassee, Florida, and I handle personal injury cases such as car crashes.
Why don’t you want to give a recorded statement to the at-fault party’s insurance company? Well, one, you don’t have to; it’s not required. But, two, the insurance adjuster is going to be asking you a long series of questions. Questions that you may not have thought about, and then you’re going to feel like you have to provide an answer on the spot. What you tell the insurance company in that first phone conversation is very important and it’s going to affect your claim later down the road.
There are going to be questions like, how forceful was the impact? Where were your hands and feet placed at the time of the impact? And a whole other series of questions. These are things that you want to make sure you thought about, and you’ve taken the time to remember, before you talk to anybody about it.
If you have any questions about the questions the at-fault party’s insurance company questions the at-fault party’s insurance company is going to ask you, please give us a call at 850.224.3310 before you call them.